Need to finance equipment, vehicles or machinery for your business? A chattel mortgage offers ownership, flexibility, and tax benefits - without the red tape.

Whether you’re an established company or just starting out, Mako Partners delivers tailored chattel mortgage solutions built to move your business forward.

What is a Chattel Mortgage?

A chattel mortgage is a popular business finance product where you own the asset from day one, and the lender holds a mortgage over it until the loan is repaid. It’s ideal for financing trucks, excavators, trailers, vehicles, and other income-generating equipment - giving you full control and access to tax-effective benefits from the outset.

Why Choose a Chattel Mortgage?

• ✅ Own the asset immediately
  
• ✅ Fixed repayments that suit your cash flow
  
• ✅ GST claimable upfront (on the purchase price, not repayments)
  
• ✅ Balloon options available to reduce monthly outgoings
  
• ✅ Tax deductions on interest and depreciation (check with your accountant)
  
• ✅ Flexible loan terms from 12 to 84 months
  

A chattel mortgage is particularly powerful for new businesses or first-time ABN holders looking to purchase essential equipment to get started. With the right structure, you can preserve cash flow, build credit history, and scale faster.